Thrift & Savings
Daily and monthly savings structures designed to encourage financial discipline and collective capital formation.
Member Services
Our Services
A broad cooperative offering covering savings, credit, investment, welfare, enterprise development and collective asset acquisition.
Loan Products
Emergency, business, school-fees, agricultural and housing loan categories subject to cooperative terms and approval processes.
Investment Services
Participation in suitable fixed deposits, Treasury Bills, Commercial Papers, money-market and capital-market opportunities.
Welfare Support
Member support relating to health, education, funeral and other significant welfare needs, subject to policy.
Capacity Building
Financial literacy, entrepreneurship and cooperative-management training to strengthen member capability.
Asset Acquisition
Group purchase schemes for land, equipment, vehicles and household items where viable and approved.
How It Works
One cooperative ecosystem, multiple member needs.
The cooperative model allows members to combine disciplined saving with access to credit, investment opportunities, welfare support and enterprise development.
- ✓Save consistently and build cooperative capital.
- ✓Apply for appropriate credit when eligible.
- ✓Participate in suitable investment opportunities.
- ✓Access education, welfare and enterprise programmes.
Current Account Operations
Banking relationships that support operations.
The cooperative's current account operations are facilitated through its stated banking relationships.
Zenith Bank PlcBanking relationship
Access Bank PlcBanking relationship