Registered Cooperative Society · FCTCS 26287
Faith · Finance · Community

Building Wealth Through Cooperation.

A member-owned cooperative serving the economic and social wellbeing of our members through disciplined savings, affordable credit, investment opportunities, welfare and enterprise development.

Registered since 2017 250+ members FCTCS 26287
Members at a CMO St James Dawaki general meeting
₦
₦400M+Loans disbursed since inception
250+Members as of August 2026
₦250M+Members' savings mobilised
₦400M+Loans disbursed
2017Year established
CMO St James Dawaki cooperative leadership and members in a meeting
Who We Are

A cooperative built around people, purpose and progress.

We are a faith-based, member-owned cooperative registered with the FCT Cooperative Department. We mobilise savings, provide affordable credit and create investment and empowerment opportunities that help members pursue sustainable livelihoods and financial independence.

Our work is rooted in self-help, mutual aid, democracy, equity, solidarity and transparency, with a commitment to service to God and humanity.

  • ✓Member-first: financial services designed around collective needs.
  • ✓Community-minded: welfare, skills and enterprise support.
  • ✓Growth-focused: savings, credit and investment opportunities.
Discover Our Story
What We Do

Financial services designed for members at every stage of their journey.

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01

Thrift & Savings

Build disciplined savings habits through structured daily and monthly contributions.

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02

Affordable Loans

Emergency, business, school-fees, agricultural and housing loan opportunities.

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03

Investments

Participate in suitable fixed-income, money-market, capital-market and other opportunities.

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04

Member Welfare

Mutual support for health, education, funeral and other significant family needs.

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05

Capacity Building

Financial literacy, entrepreneurship and cooperative management training.

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06

Asset Acquisition

Collective purchase schemes for land, equipment, vehicles and household assets.

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Collective Growth

Growing members' wealth through collective investment.

We seek viable investment opportunities that align with the cooperative's objectives and members' long-term interests.

Treasury BillsFixed-income opportunities
Commercial PapersShort-term instruments
Money MarketLiquidity-focused investments
Capital MarketLonger-term opportunities
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Member Journey

Save. Borrow. Grow.

Our cooperative model connects disciplined savings with access to credit, investment participation and mutual support.

01

Save

Build consistent savings.

02

Borrow

Access structured credit.

03

Grow

Build enterprise and assets.

Leadership

Governed for accountability and member participation.

Meet the Leadership
PO

Mr. Patrick Okoro

President

Leads the executive direction of the cooperative and its member-focused programmes.

AS

Mr. Aniekan Samuel Usoh, Esq.

Secretary

Supports governance, records, communication and institutional coordination.

MR

Mr. Matthew Reuben

Treasurer

Supports financial stewardship and the cooperative's treasury responsibilities.

Our Community

Real people. Shared responsibility. Collective progress.

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CMO St James Dawaki members at a General Meeting
Member Participation

Cooperation is lived in the room, not just written in policy.

Our meetings bring members together for participation, accountability, discussion and collective decision-making.

The cooperative's story is shaped by its members, leadership and community activities.

Explore Governance
Our Impact

More than transactions. A culture of mutual support.

See Our Impact

“Together We Grow, Together We Thrive.”

Building wealth through cooperation while supporting members, families and the wider community.
Join the Cooperative

Build stronger financial possibilities with a community that grows together.

Explore membership requirements and start your enquiry.

Membership Enquiry →