Thrift & Savings
Build disciplined savings habits through structured daily and monthly contributions.
Learn more →A member-owned cooperative serving the economic and social wellbeing of our members through disciplined savings, affordable credit, investment opportunities, welfare and enterprise development.


We are a faith-based, member-owned cooperative registered with the FCT Cooperative Department. We mobilise savings, provide affordable credit and create investment and empowerment opportunities that help members pursue sustainable livelihoods and financial independence.
Our work is rooted in self-help, mutual aid, democracy, equity, solidarity and transparency, with a commitment to service to God and humanity.
Build disciplined savings habits through structured daily and monthly contributions.
Learn more →Emergency, business, school-fees, agricultural and housing loan opportunities.
Explore loans →Participate in suitable fixed-income, money-market, capital-market and other opportunities.
Explore investments →Mutual support for health, education, funeral and other significant family needs.
Learn more →Financial literacy, entrepreneurship and cooperative management training.
Learn more →Collective purchase schemes for land, equipment, vehicles and household assets.
Learn more →We seek viable investment opportunities that align with the cooperative's objectives and members' long-term interests.
Our cooperative model connects disciplined savings with access to credit, investment participation and mutual support.
Build consistent savings.
Access structured credit.
Build enterprise and assets.
Leads the executive direction of the cooperative and its member-focused programmes.
Supports governance, records, communication and institutional coordination.
Supports financial stewardship and the cooperative's treasury responsibilities.

Our meetings bring members together for participation, accountability, discussion and collective decision-making.
The cooperative's story is shaped by its members, leadership and community activities.
Explore Governance“Together We Grow, Together We Thrive.”
Building wealth through cooperation while supporting members, families and the wider community.Explore membership requirements and start your enquiry.